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Updated:Wednesday, May 28th 2008
The New Health Insurance Solution: How to Get Cheaper, Better Coverage Without a Traditional Employer Plan

Tag:LowCostHealthInsurance | Low Cost Health Insurance
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You no longer need a traditional employer plan to get good, affordable health insurance. The New Health Insurance Solution can help you cut your health insurance costs in half if:
  • You're self-employed, an independent contractor, or your employer doesn't provide health insurance (you can probably get coverage on your own for about $94/month—a fraction of what an employer would have to pay for the same coverage)
  • You are employed and pay extra to cover your spouse or children under your employer-sponsored plan—you may save 50% by taking them off your employer plan
  • You own a small business and are getting killed by double-digit premium increases—you can now give employees tax-free money to buy their own plans and get your company out of the health insurance business

The book also explains in detail the best solutions for you if:

  • You can't find affordable health insurance because you or a child have an expensive preexisting medical problem (your state has a program to provide you with guaranteed coverage )
  • You're currently putting money into an IRA or a 401(k)—because you don't realize that an HSA is always a better option
  • You're unsure how you or your parents will be able to afford health insurance during retirement, or how to maximize benefits from Medicare—including the new Part D prescription drug plan

The New Health Insurance Solution is the definitive guide to the new ways every American can now get affordable health care—without an employer.



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[Books]   Highly Recommended !!

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1. 
Health Insurance For The Poor In Developing Countries
Health Insurance For The Poor In Developing Countries by Johannes P. Jutting (Hardcover - Jan 30, 2005)
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Excerpt - page 27: "... The Role of Insurance in Social Risk Management Table 2.6 Two Main Types of Health Insurance Schemes Type 1 High-cost, low-frequency events Tend to be hospital owned Tend to cover whole ..."


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